Consumer Justice Advocates, LLC (CJA) is a consumer advocacy group dedicated to protect the rights of consumers against unlawful, unfair and deceptive practices by financial institutions, particularly creditors and their bill collectors. CJA membership plans are designed make the debt repayment process easier to overcome. In addition, CJA offers a value added service to clients enrolled debt relief programs by acting as a liaison between the client and the DRC to ensure the best possible service and results are obtained through the debt relief program. CJA empowers their members to become more aware of their financial position in the credit world and face their financial woes with confidence.